Since 1978, I have effectively listened to the needs expressed by my clients in order to customize a plan that best serves their situation. I am an independent broker and therefore not locked into any certain company and able to shop for the best productsrates from the industry's top-rated companies. Call me for a free, no-obligation appointment to review your current insuranceinvestment circumstance. If I cannot improve your current coverageinvestment, I will advise you to keep what you have.